List of Home repair Grants for Seniors in Michigan
1. Michigan State Housing Development Authority (MSHDA) Home Repair Program
Services: Provides grants and low-interest loans to assist with critical home repairs, weatherization, and improvements that ensure the safety of homes for seniors and low-income homeowners.
Eligibility: Income limits apply, and priority is given to seniors and disabled homeowners.
2. Rural Development Home Repair Loans and Grants (Section 504 Program)
Services: Offers grants of up to $10,000 for very low-income seniors (62+) to repair, improve, or modernize homes or remove health and safety hazards in rural areas of Michigan.
Eligibility: Seniors must live in eligible rural areas, meet income limits, and be unable to repay a loan.
Website:
www.rd.usda.gov 3. Weatherization Assistance Program (WAP)
Services: Provides free weatherization services, such as insulation, furnace repair or replacement, and air sealing to help seniors reduce energy costs and improve home energy efficiency.
Eligibility: Income-based program with priority given to seniors, people with disabilities, and low-income households.
Website:
www.michigan.gov/mpsc 4. Habitat for Humanity of Michigan – Home Repair Program
Services: Offers home repair assistance, including critical repairs and weatherization, for low-income seniors to improve the safety, accessibility, and comfort of their homes.
Eligibility: Seniors must meet income requirements and live in areas served by local Habitat for Humanity affiliates.
Website:
www.habitatmichigan.org 5. Area Agency on Aging (AAA) Home Repair Assistance
Services: Various Area Agencies on Aging in Michigan provide or coordinate home repair assistance programs for seniors, such as minor home repairs, accessibility modifications, and weatherization.
Eligibility: Program availability and eligibility vary by region. Contact your local AAA for more details.
Website:
www.michigan.gov/osa 6. Home Repair Services of Kent County – Senior Minor Home Repair Program
Services: Provides home repair services such as safety upgrades, weatherization, and accessibility improvements for low-income seniors in Kent County.
Eligibility: Seniors 60+ living in Kent County with income below 80% of the area median income.
Website:
www.homerepairservices.org 7. Detroit 0% Interest Home Repair Loan Program
Services: Provides loans for home repairs at zero percent interest to eligible low-income homeowners in Detroit, including seniors. The program covers repairs such as roofing, windows, electrical, plumbing, and heating systems.
Eligibility: Seniors must own and live in a home in Detroit and meet income limits.
Website:
www.detroithomeloans.org Weatherization Assistance Program for Michigan Seniors
The Weatherization Assistance Program provides free home upgrades that help seniors reduce energy costs and improve home efficiency. This program focuses on insulating homes, repairing heating and cooling systems, and addressing air leaks to create a more comfortable living environment.
List of Michigan Weatherization Assistance Programs
1. Weatherization Assistance Program (WAP) – State of Michigan
Services: Provides free energy-saving home improvements such as insulation, furnace repair or replacement, air sealing, and energy-efficient appliances to low-income households, including seniors.
Eligibility: Based on income, with priority given to seniors, people with disabilities, and families with children.
How to Apply: Administered locally through Community Action Agencies (CAAs).
Website:
www.michigan.gov/mpsc 2. DTE Energy Home Weatherization Program
Services: Offers weatherization services like home insulation, energy-efficient lighting, furnace tune-ups, and refrigerator replacement to eligible low-income households.
Eligibility: DTE Energy customers who meet income guidelines. Seniors are prioritized for assistance.
Website:
www.newlook.dteenergy.com 3. Consumers Energy Helping Neighbors Program
Services: Provides free home energy efficiency upgrades, such as insulation, air sealing, and energy-efficient appliance replacements, for eligible Consumers Energy customers.
Eligibility: Based on income, with seniors receiving priority.
Website:
www.consumersenergy.com 4. Habitat for Humanity Weatherization Assistance
Services: Local Habitat for Humanity affiliates in Michigan offer weatherization services to improve energy efficiency in homes, including insulation, window sealing, and energy-efficient heating systems.
Eligibility: Income-based, with seniors often qualifying for priority assistance. Check with your local Habitat affiliate for specific programs.
Website:
www.habitatmichigan.org 5. SEMCO Energy Gas Company – Energy Assistance Program
Services: Provides weatherization assistance for low-income households, focusing on energy-saving improvements such as furnace repairs, insulation, and energy-efficient appliances.
Eligibility: SEMCO customers who meet income qualifications. Seniors may receive priority for these services.
Website:
www.semcoenergygas.com 6. Lansing Board of Water & Light (BWL) Weatherization Program
Services: Offers weatherization services, including home energy audits, insulation, and furnace tune-ups, for low-income customers to improve energy efficiency.
Eligibility: BWL customers meeting income guidelines, with seniors prioritized for assistance.
Website:
www.lbwl.com 7. Wayne Metro Community Action Agency Weatherization Program
Services: Provides free weatherization services, such as insulation, air sealing, and furnace repair or replacement, to low-income seniors and households in Wayne County.
Eligibility: Based on income, with priority for seniors and individuals with disabilities.
Website:
www.waynemetro.org 8. Oakland Livingston Human Service Agency (OLHSA) Weatherization Program
Services: Offers free weatherization services for eligible seniors in Oakland and Livingston counties, including insulation, heating system repairs, and energy-efficient upgrades.
Eligibility: Income-based, with seniors receiving priority.
Website:
www.olhsa.org Affordable Housing for Michigan Seniors
Michigan offers a variety of affordable housing options for seniors, including public housing through HUD programs, subsidized apartments, and senior-specific communities. Many nonprofit organizations and government agencies offer free resources to help seniors find affordable housing that fits their needs and income level.
List of Affordable Housing Programs available to Seniors in Michigan
1. Section 202 Supportive Housing for the Elderly
Services: Provides affordable housing options with supportive services like housekeeping, transportation, and meals for very low-income seniors (62+). Rent is based on income.
Eligibility: Seniors must meet income requirements and be capable of living independently.
How to Apply: Contact local HUD offices or Section 202 housing providers.
Website:
www.hud.gov 2. Michigan State Housing Development Authority (MSHDA) Affordable Rental Housing
Services: Offers low-income housing tax credit (LIHTC) properties for seniors, providing reduced rents based on income.
Eligibility: Seniors 55+ with income below specific limits based on household size.
Website:
www.michigan.gov/mshda 3. Housing Choice Voucher Program (Section 8)
Services: Provides rental assistance to low-income seniors through vouchers that can be used to pay for privately rented housing. Seniors pay 30% of their income toward rent, with the voucher covering the rest.
Eligibility: Income-based, with seniors and disabled individuals given priority.
How to Apply: Apply through local public housing authorities (PHAs).
Website:
www.hud.gov 4. Rural Rental Housing (Section 515)
Services: Offers affordable rental housing for very low-income seniors in rural areas. The program is managed by the USDA Rural Development.
Eligibility: Seniors must meet income guidelines and live in a rural area.
Website:
www.rd.usda.gov 5. Area Agency on Aging (AAA) Housing Assistance
Services: Various Area Agencies on Aging (AAA) across Michigan offer affordable housing resources and referrals for seniors, including help finding subsidized housing and support with housing applications.
Eligibility: Seniors 60+ who meet income requirements.
Website:
www.michigan.gov/osa 6. Detroit Senior Housing Options
Services: Offers affordable senior housing in the Detroit area through various programs and nonprofit organizations, including subsidized apartments and independent living communities.
Eligibility: Based on income and age (typically 55+ or 62+).
Website:
www.detroitmi.gov 7. Presbyterian Villages of Michigan (PVM)
Services: Provides affordable independent living, assisted living, and memory care communities for seniors throughout Michigan, including HUD-subsidized options.
Eligibility: Seniors must meet income guidelines for subsidized units.
Website:
www.pvm.org 8. Hope Network Affordable Housing
Services: Offers affordable housing for seniors and individuals with disabilities, with some units designed specifically for those 55+.
Eligibility: Seniors with low to moderate incomes.
Website:
www.hopenetwork.org 9. The Village of Hillside (Harbor Springs)
Services: Provides affordable housing in an independent living community for seniors 55+ with subsidized rent options.
Eligibility: Based on age and income.
Website:
www.pvm.org/locations/the-village-of-hillside 
